Paul McCarthy Cork: Is it Safe to Share Your Bank Account Information?

 

As we know the cases of scams are increasing day by day in Ireland. Scammers target your banking information to steal your money. So, the first step to avoid getting scammed is to avoid sharing your information. There are some circumstances where you can get scammed for sharing your bank account information. Here are some things advised by Paul McCarthy Cork that should be considered before sharing your bank account information with anyone.

When does someone ask for your bank account information?

There are many instances where someone would approach you for your bank account information, like enrolling in direct deposit through your employer. Sharing the information online (through email, a text message or to sign up for an online payment service, etc.) can also make trouble.

What to know before sharing the information?

If someone is asking about your bank account information and you are not sure if it is the right or wrong person, the following things you should know before you share:

Technically, sharing your bank account information is not completely safe. All fraudsters require your account and routing numbers to perpetrate banking identity theft. Your financial security can be breached if you provide something as basic as a blank cheque to the wrong hands.

According to Paul McCarthy Cork, we always think all people or services store our information securely but in some cases this not like that. For example, providing a hard copy of your information like a blank cheque to the landlord seems safe, but it is still at risk. There are chances of exposing that information to anyone or everyone connected to that landlord. So, it is important to take some precautions while sharing this information.

Enquire before sharing the information

If any company or person asks for your personal or financial information, you have the right to ask questions before sharing the information. Ask them why they need that information, how can you trust them, etc.

Check website security for online transactions

If you are going to input your bank account information into a website, make sure the website is protected with HTTPS encryption. You can check this at the beginning of the website URL in the browser. Always try to use your own secure Internet connection instead of public networks.

Avoid sharing your account information through emails

Email is a common way to communicate but it is not too secure. So, avoid sharing your bank account number through emails. Also, avoid using text messages for sharing such information.

Don’t trust too quickly

If someone calls you using a big-name service and ask to share your banking information, don’t trust them too quickly. Just remember, it’s your responsibility to protect your account, and up to you to decide if you want to share your banking information with someone.

Paddy & Patch’s Playground Belarus: Another Charity Project by Paul McCarthy Cork

Paul McCarthy Cork and his wife Jackie McCarthy continually working to support the good people in Belarus for some time. They are running many programs to raise funds for orphanages, helping for agriculture program development for the community.

A new playground is going to be developed in Belarus and its name will be named in their honour. This is really a great reward for Paul and Jackie’s humanity and their spirit of charity. When Paul McCarthy Cork and Jackie came to know this, they were over the moon. The playground name is decided as “Paddy & Patch’s Playground”.

Paul explained, Paddy and Patch are nicknames that he and Jackie have for each other. He also said, “This project and honour will have an extra special matter of pride for them”.

What to do when you get a Scam Phone Call? - Paul Mc Carthy Cork Guide

 

A lot of scams are happening through phone calls nowadays. The Federal Trade Commission (FTC) millions of fraud complaints every year and most of the time the contact method is phone calls. Crooks use fake promises and aggressive sales pitches to trap you to get the information for stealing your money. Here are some tips by Paul McCarthy Cork that can help you to identify a scam phone call. 

• If you receive an unsolicited phone call where the caller claiming to work for a government agency or top companies in the world like Microsoft or Apple. Don’t trust such calls because these organizations never make such calls unless they have first communicated by other means. 
• Unsolicited phone calls requesting money for charity, fundraising during or after a disaster, or pandemic like COVID-19.
• Tempted calls pitching products or services with offers that sound too good to be true. For example, free product trials, cash prises, cheap travel packages, medical devices, preapproved loans, etc.
• Automated sales call from a company that you haven’t subscribed to. 

What to do to avoid such phone calls? 

1. Register your phone number to the National Do Not Call Registry. It will help you to identify scam phone calls easily. 
2. Use call-blocking mobile apps like Truecaller to screen your calls and spot spam calls. 
3. Avoid answering calls from unknown numbers.
4. Don’t return one-ring calls from unknown numbers.
5. Don’t follow instructions on a pre-recorded message, such as “Press 1” to speak to a live operator.

Hope these tips of Paul McCarthy Cork will help you out to spot the spam calls and save you from frauds.